mellowtigger (![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
mellowtigger) wrote2009-12-24 11:27 am
mellowtigger) wrote2009-12-24 11:27 am
Entry tags:
unindebted
Look at me, folks!
I'm one of those rare American creatures: the unindebted!
I was debt-free prior to going unemployed 2.25 years ago, but quickly went "into the red" with unemployment, computer problems, car problems, etc. Living frugally with a low-net-wage job, though, I still managed to crawl back "into the black".
Eerily, Wells Fargo increased my credit card interest rate, and my available credit is (roughly) equal to my annual income. I dislike encouraging exponential economics, though, so I'll avoid using the card unless some sort of emergency crops up again.
I'm one of those rare American creatures: the unindebted!
I was debt-free prior to going unemployed 2.25 years ago, but quickly went "into the red" with unemployment, computer problems, car problems, etc. Living frugally with a low-net-wage job, though, I still managed to crawl back "into the black".
Eerily, Wells Fargo increased my credit card interest rate, and my available credit is (roughly) equal to my annual income. I dislike encouraging exponential economics, though, so I'll avoid using the card unless some sort of emergency crops up again.
no subject
I'm from a place where being in debt is considered really bad and somewhat immoral even. It's too bad because maybe I should've gone in debt a bit at times to accomplish some things I didn't.
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Credit card, to me, is a necessary evil rather than an enjoyable plaything.
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