unindebted
2009-Dec-24, Thursday 11:27 am![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
mellowtiggerLook at me, folks!
I'm one of those rare American creatures: the unindebted!
I was debt-free prior to going unemployed 2.25 years ago, but quickly went "into the red" with unemployment, computer problems, car problems, etc. Living frugally with a low-net-wage job, though, I still managed to crawl back "into the black".
Eerily, Wells Fargo increased my credit card interest rate, and my available credit is (roughly) equal to my annual income. I dislike encouraging exponential economics, though, so I'll avoid using the card unless some sort of emergency crops up again.
I'm one of those rare American creatures: the unindebted!
I was debt-free prior to going unemployed 2.25 years ago, but quickly went "into the red" with unemployment, computer problems, car problems, etc. Living frugally with a low-net-wage job, though, I still managed to crawl back "into the black".
Eerily, Wells Fargo increased my credit card interest rate, and my available credit is (roughly) equal to my annual income. I dislike encouraging exponential economics, though, so I'll avoid using the card unless some sort of emergency crops up again.
no subject
Date: 2009-Dec-25, Friday 06:58 pm (UTC)Credit card, to me, is a necessary evil rather than an enjoyable plaything.
no subject
Date: 2009-Dec-26, Saturday 01:20 am (UTC)