Date: 2009-Dec-26, Saturday 01:24 am (UTC)
I had about $10k of unexpected expenses on my guesthouse and it'll take me till the end of 2010 to pay it all off. It does get to be a race to get ahead of the interest charges.

You are probably in a position where you could negotiate a lower interest rate. Threatening to close the account can work wonders.

My rate is the lowest I could possibly find.
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