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bureaucracy and paperwork
2009-Dec-14, Monday 09:55 amI received my confirmation of Minnesota Care coverage on Saturday. Coverage begins the month after I make my first premium payment. So if I paid today, my health coverage would begin in January. I'm not paying yet, though.
health insurance: Unfortunately, they wildly miscalculated my annual earnings. (Really? Even with 3 paycheck stubs that plainly stated my total earnings for 2009 to the current date?) The monthly premium was more than twice what I was expecting it to be. I called this morning to ask about it. They couldn't find any of the supporting documentation for their estimate. *exasperated sigh* I left my original paycheck stubs with my application, because I didn't think I would need them again. I've already emailed Human Resources at my company to ask for a statement of my earnings. I need to fax the new documents to the state office to get them to reexamine my monthly payment amount.
car insurance: Several more weeks had passed on the car insurance front too. I called them (Farmer's) again this morning and spoke with a live person this time. After being put on hold for a minute or two, he came back to say that yes they had received the extra documentation I sent them and he would get a check sent out to me today. (Really? Why didn't this happen weeks ago?) Yay. I had already been asking around about lawyers, and I heard that it would be best for me to go to small claims court. I'm willing to take the lesser amount that Farmer's was offering just so I could avoid such hassle. I'll finally be "done" with the accident after I receive this payment from them.
truck insurance: I need to schedule a meeting with my own insurance (State Farm) company so that I can scale back my coverage to the minimum required by law. This change is the last "big savings" that I can squeeze out of my budget. Once it's done, the only other big change I could make would be to avoid all of the Bear events. I figure that would save me about $40/month by eliminating the meals I eat at the coffeehouse each week and the beer I drink at the monthly bar event. I may compromise and just avoid the meals; I can drink hot teas at the weekly Bear Coffee instead.
health insurance: Unfortunately, they wildly miscalculated my annual earnings. (Really? Even with 3 paycheck stubs that plainly stated my total earnings for 2009 to the current date?) The monthly premium was more than twice what I was expecting it to be. I called this morning to ask about it. They couldn't find any of the supporting documentation for their estimate. *exasperated sigh* I left my original paycheck stubs with my application, because I didn't think I would need them again. I've already emailed Human Resources at my company to ask for a statement of my earnings. I need to fax the new documents to the state office to get them to reexamine my monthly payment amount.
car insurance: Several more weeks had passed on the car insurance front too. I called them (Farmer's) again this morning and spoke with a live person this time. After being put on hold for a minute or two, he came back to say that yes they had received the extra documentation I sent them and he would get a check sent out to me today. (Really? Why didn't this happen weeks ago?) Yay. I had already been asking around about lawyers, and I heard that it would be best for me to go to small claims court. I'm willing to take the lesser amount that Farmer's was offering just so I could avoid such hassle. I'll finally be "done" with the accident after I receive this payment from them.
truck insurance: I need to schedule a meeting with my own insurance (State Farm) company so that I can scale back my coverage to the minimum required by law. This change is the last "big savings" that I can squeeze out of my budget. Once it's done, the only other big change I could make would be to avoid all of the Bear events. I figure that would save me about $40/month by eliminating the meals I eat at the coffeehouse each week and the beer I drink at the monthly bar event. I may compromise and just avoid the meals; I can drink hot teas at the weekly Bear Coffee instead.