race to diagnosis

2010-Feb-17, Wednesday 11:31 am
mellowtigger: (Default)
I believe that the world (the whole universe, actually) lacks all the resources that are desired.  Meaning... every desire cannot be fulfilled.  Some want has to go unfulfilled.

Minnesota is facing severe budget shortfalls.  Our ideologue governor, however, promises not to sign for a single tax increase.  Instead, he's in the habit of pushing costs downward to more local governments which then have to raise their taxes to compensate.  The ideologue wins on a technicality.  *disgruntled sigh*

He's now announced his most recent budget proposal.  There are lots of cutbacks.  Frankly, all of them seem disturbing.  A followup article focuses specifically on the health care cuts.

Gov. Tim Pawlenty's proposal to cut a net of $347 million from programs for sick, aged, disabled and jobless people is akin to the advice an ailing George Washington got from his doctors 210 years ago, one critic said Monday: Bleed him, in hope of a cure. 

Pawlenty would eliminate the General Assistance program in which about 20,000 disabled and very-low-income people receive an average of $175 a month. 

He also would remove about 21,500 childless adults earning between $8,100 and $27,000 from MinnesotaCare, the health insurance program for lower-income working people.

- http://www.startribune.com/politics/state/84422862.html

That last sentence?  That would be me.

The sad thing is that even all the harsh cutbacks still depend on receiving future federal money.  They still depend on pushing true costs out into future state budgets.  Both obvious signs of accounting hack jobs.  (But don't you dare raise taxes, no, because that would destroy the republic.)

I go in next week for my EMG tests.  I go see the neurologist two weeks after that.

It's a race to see if I can leech taxpayer money for my medical diagnosis before the money disappears.

the impossible hamster

2010-Jan-26, Tuesday 11:23 am
mellowtigger: (economy)
Another creative work that tries to explain why exponential economies are bad.  I've officially joined the Impossible Hamster Club.


There's also a 146-page article (which I have only briefly skimmed) with the succinct title, "Growth Isn't Possible".
http://www.neweconomics.org/sites/neweconomics.org/files/Growth_Isnt_Possible.pdf

Maybe the One Hundred Months clock will finally get me to work on my bearlyinvolved.org website?
mellowtigger: (economy)
The Telegraph is a conservative newspaper in England.  Go see what they are saying now about the American economy.  They move from one discouraging observation to another to yet another.
"America slides deeper into depression as Wall Street revels"

Oh, and don't miss reading the comments.  They're a hoot.

Sort of related, here is an interest image that shows what resources our expanding industry is exhausting.  (Peak Oil is so yesterday.  We're at Peak Everything already.)  Now you can see why China is securing its mineral access all over the planet.



For those interested in an amusing detour...

Read more if you have the time... )

moving my money

2010-Jan-08, Friday 10:41 am
mellowtigger: (Default)
The "Move Your Money" effort has now been covered on MSNBC and the Christian Science Monitor.
http://www.msnbc.msn.com/id/3036677//vp/34758640#34758640
http://www.csmonitor.com/Money/new-economy/2010/0107/Want-to-protest-bank-bailouts-Move-your-money-a-new-campaign-urges


I haven't moved mine yet, but I have been checking things out.

I very much like that Franklin Bank has "Social Responsibility" as one of its main sections on its webpage.  Unfortunately, its locations are not entirely convenient to me.  I'd have to go to downtown Minneapolis.
http://www.franklinbankmpls.com/socially-responsible.asp

Very nearby (within walking distance) is a credit union for people here in Anoka county.
https://www.financialonecu.com/

The only reason I hesitate leaving Wells Fargo is because of their outreach to the GLBT community.  Even here in the Twin Cities, I saw more than one advertisement from them in our local magazine this week.  Still, though, the list of gay-friendly workplaces includes a lot of very familiar (and infamous) names.  I shouldn't condone their harmful practices while congratulating their helpful ones, maybe?
http://www.gayfriendlycompanies.info/content/view/19/26/

I wish Franklin Bank had a branch in north Minneapolis.  My choice would be easy.  I could have my banking convenience and my social responsibility all in one place.

move your money

2010-Jan-06, Wednesday 08:46 pm
mellowtigger: (Default)
Of course, I'm of the opinion that feeding the exponential economy is always bad, no matter how you do it.  Still... I wanted to pass along this website to everyone, as I think it can still be useful.

http://moveyourmoney.info/

It opened a few days ago.  It's a way to look up your current zip code and find local, small, community-minded, highly-rated banks where you can move your accounts.  As far as I know, every single American bank is FDIC insured, so your accounts are equally protected no matter where your money goes.  This website makes the point, however, that your money can be used by banks in very different ways.

Remember these scenes from "It's A Wonderful Life"?


I'm considering it.  I don't do savings accounts or IRAs or other "money hiding" shell games where profit magically shows up without my having to work for it, but I am considering moving my checking account (/debit card).  Wells Fargo recently jacked up the interest rate on my credit card (just as I paid it to zero), so I might as well move that elsewhere too.

The founders of this movement (which started on the liberal left Huffington Post but seems to appeal to pretty much everyone) are also collecting stories from people about their banking experiences with large banks, small banks, and credit unions.  Some of them have been interesting too.

It's a great reminder that you, "the people", do have powerful authority to dictate the nature of the market.  You're not left solely to the whims of business executives and Washington politicians.  That's always a good reminder, so I'm passing the information along to people who can learn from it.  :)

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