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2020 by the numbers
2021-Mar-07, Sunday 10:44 amIt's tax time again, so I'm updating my chart from previous years.
Remember how federal taxes were going to drop under Republican leadership? I'm not seeing it. My income increased by 26% during that timeframe, and my taxes increased by 23%. Maybe that means a slight drop? I can't tell. The only actual drop in federal taxes happened on the tax return that people would have in mind for the next election year.
The credit score is still a useless figure. As usual, they deduct severely for having only a single debt. My previous credit cards have now aged out of the 5-year window, so my credit score dropped noticeably, due to NOT being in debt to multiple lenders. I have only my house mortgage for debt. If I'm reading my bank webpage correctly, my monthly overpayments have reduced my mortgage by 9 years and saved about $10K in interest. That's money well spent, fueling the exponential economy as little as possible.
The pandemic lockdown reduced my already-low mileage to an even lower annual level. It affected me a lot less than most people. My "overall" monthly mileage is now down to 384 miles (618 kilometers) per month. That number, however, is calculated over the years that I have owned this car, including trips driven to Duluth, Fargo, and elsewhere. Actual mileage during the last year of measurement is only 125 miles (201 km) per month.
My numbers would be even lower, but I am an "essential worker" and still drive to the office one day each week. I'd like to include a complete carbon calculation for my entire lifestyle, but that takes more attention than I'm willing to give it today. Maybe next year.
The median US employee in 2020 earned about $51K/year. Assuming that they're all still employed, which clearly isn't the case.
Remember how federal taxes were going to drop under Republican leadership? I'm not seeing it. My income increased by 26% during that timeframe, and my taxes increased by 23%. Maybe that means a slight drop? I can't tell. The only actual drop in federal taxes happened on the tax return that people would have in mind for the next election year.
| Year | GrossIncomeUS$ | Change | FederalTaxUS$ | TaxChange | CreditScore | Mileage | MonthlyMileage |
| 2016 | 30,500 | 2,384 | |||||
| 2017 | 33,800 | +11% | 3,048 | +28% | 720 | ||
| 2018 | 36,600 | +8% | 3,938 | +29% | 723 | ||
| 2019 | 37,451 | +2% | 2,839 | -28% | 730 | 128.3Kmi | 428mi (overall) |
| 2020 | 38,458 | +3% | 2,926 | +3% | 701 | 129.8Kmi | 125mi (annual) |
The credit score is still a useless figure. As usual, they deduct severely for having only a single debt. My previous credit cards have now aged out of the 5-year window, so my credit score dropped noticeably, due to NOT being in debt to multiple lenders. I have only my house mortgage for debt. If I'm reading my bank webpage correctly, my monthly overpayments have reduced my mortgage by 9 years and saved about $10K in interest. That's money well spent, fueling the exponential economy as little as possible.
The pandemic lockdown reduced my already-low mileage to an even lower annual level. It affected me a lot less than most people. My "overall" monthly mileage is now down to 384 miles (618 kilometers) per month. That number, however, is calculated over the years that I have owned this car, including trips driven to Duluth, Fargo, and elsewhere. Actual mileage during the last year of measurement is only 125 miles (201 km) per month.
My numbers would be even lower, but I am an "essential worker" and still drive to the office one day each week. I'd like to include a complete carbon calculation for my entire lifestyle, but that takes more attention than I'm willing to give it today. Maybe next year.
The median US employee in 2020 earned about $51K/year. Assuming that they're all still employed, which clearly isn't the case.